https://mintos-signals.com/

Vše co se jinam nevešlo. Jiné druhy investic a témata nesouvisející s P2P.
Nebo jen tak, neformálně.
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Pribik
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https://mintos-signals.com/

Příspěvek od Pribik » 20 čer 2019, 22:45

Ahoj,

dneska na mě vypadla tahle stránka.

https://mintos-signals.com/

Jako to vypadá na dobrý soft :D By mě zajímalo kolik lidí si to členství fakt koupí :)
Předpokládám, že to nikdo zaplacený nemá, zajímalo by mě totiž, co kupující za tu cenu fakt dostane :) Skoro bych to označil za Scam
Přibík

Yaro
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Re: https://mintos-signals.com/

Příspěvek od Yaro » 21 čer 2019, 07:17

Pribik píše:
20 čer 2019, 22:45
Ahoj,

dneska na mě vypadla tahle stránka.

https://mintos-signals.com/

Jako to vypadá na dobrý soft :D By mě zajímalo kolik lidí si to členství fakt koupí :)
Předpokládám, že to nikdo zaplacený nemá, zajímalo by mě totiž, co kupující za tu cenu fakt dostane :) Skoro bych to označil za Scam
Přibík
lol, pozrel som to, maju tam aj free period, pozriem to detailnejsie cez tyzden :D

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vyvar z ovaru
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Re: https://mintos-signals.com/

Příspěvek od vyvar z ovaru » 21 čer 2019, 10:17

To vypada jako dobrej shit.

The output provided by our Artificial Intelligence software is analyzed manually by our team of experts, to filter the initial Signals based on real-life analysis of the market.

Nase bozska umela inteligence a deep neural network produkuje tak skvele vysledky, ze je pak nasi experti musi manualne analyzovat. :mrgreen:

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Jan
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Re: https://mintos-signals.com/

Příspěvek od Jan » 21 čer 2019, 10:41

vyvar z ovaru píše:
21 čer 2019, 10:17
To vypada jako dobrej shit.

The output provided by our Artificial Intelligence software is analyzed manually by our team of experts, to filter the initial Signals based on real-life analysis of the market.

Nase bozska umela inteligence a deep neural network produkuje tak skvele vysledky, ze je pak nasi experti musi manualne analyzovat. :mrgreen:
...no, tato věta byla tak to jediné, co jsem přečetl. A ani si neuvědomil to, o čem píšeš. Jinak moc nechápu, co tam chtějí analyzovat. Leda že by měli nějaké insider informace. A to pak nemusí nic analyzovat, jen je využít.
Mám zkušenosti s:
Banky: Airbank.cz , Fio.cz/sk , mbank.cz , expobank.cz, ... celkem cca 10 bank
Devizové společnosti: RoklenFX
P2P: Mintos.com, Roger.cz (dříve Investaukce.cz)
---
Mintos referral: www.mintos.com/cs/ref/8S41UT
---

vvvlc
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Re: https://mintos-signals.com/

Příspěvek od vvvlc » 21 čer 2019, 20:53

Pocitam ze analyzují informace o dlužníkovi, ktere jsou dostupné, vek pohlaví, země, originator, ...

Odesláno z mého SM-A320FL pomocí Tapatalk


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Re: https://mintos-signals.com/

Příspěvek od mintos_signals » 23 čer 2019, 12:45

Hi,
This is Mintos Signals' team replying officially.

Since you mention the manual intervention, let me explain here: as mentioned on this page https://mintos-signals.com/how-does-min ... nals-work/

"The results
The output provided by our Artificial Intelligence software is analyzed manually by our team of experts, to filter the initial Signals based on real-life analysis of the market."

What does it mean?
It means that for example we take a look at the macro-economics situation to validate the results of the AI. Why? Because AI can predict the output of the loans based on the available data, but cannot know for example if there is a significant forex variation that may affect the loans in different currencies, or cannot know the political situation of a country that may influence the local economy and the ability of the people to pay back loans.

I hope that this clarifies your doubts.

Mintos-signals' Team

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Joshua
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Re: https://mintos-signals.com/

Příspěvek od Joshua » 24 čer 2019, 15:42

Téma jsem raději přesunul do volné diskuse, aby to nováčky nesvádělo.

Výsledky jsou nicneříkající (89% current lze docílit jen volbou správných loan originatorů, zemí a měn). Nejsem žádný expert na neuronové sítě, ale pokud je zdrojem loanbook a platforma (ehm.. tak 10 parametrů?), tak nemají úplně moc dat na nějaké hluboké strojové učení. A obrázky týpků s 12 monitory a svíčkovými grafy mě taky iritují.

Obyčejně se snažím být nestranný. Pokud mi dá někdo důkaz že se jedná o kvalitní zdroj (osobně vyzkouší), rád vlákno vrátím do hlavní diskuse.

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Re: https://mintos-signals.com/

Příspěvek od mintos_signals » 24 čer 2019, 17:27

Let us reply again:
1. Sorry for the pic on our website, we can definitely change it.
2. The amount of data we use is part of our intellectual property. Actually there are more information than the ones you mentioned. In total the neural network is fed with more than 20 input fields.

That said, the accuracy is still 89%, and you can test it.

We have just made available the results for this week, and we want to share them with you.

It is available at this link:
https://mintos-signals.com/mintos-sugge ... ns-240619/

Password:
P2Pforum.cz


Feel free to check and test.

Mintos-signals' team.

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Re: https://mintos-signals.com/

Příspěvek od mintos_signals » 24 čer 2019, 17:49

And attached a cropped screenshot showing the accuracy of today's prediction model.
"0" means "the loan will be paid back in time".

You can be skeptical, and this is why we want to provide proofs.
Obrázek

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Re: https://mintos-signals.com/

Příspěvek od MirEgg » 26 čer 2019, 03:51

mintos_signals píše: Each late payment means less money for you: if a loan has an annual interest of 12% but it is paid back 2 months later, you are losing money since the 2 additional months do not generate any interest for you.
SRSLY? :shock: :lol:
mintos_signals píše: How does it work?
It’s simple.
You will receive a weekly email with the list of loans that our algorithms and our experts suggest.
Weekly? :mrgreen: Most of the best loans are full invested at the same day, so weekly review of potentially profitable loans is completly unuseable :roll: Only for 10.99 USD per month :?

As I say, even for free it is TOO expensive :twisted:

And the icing on the cake - fake Client testimonials from the clients without heads. In the Czech Republic all kids knows a fairy tale about knight without head :ugeek:
knights.jpg
knights.jpg (23.36 KiB) Zobrazeno 602 x

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Re: https://mintos-signals.com/

Příspěvek od mintos_signals » 26 čer 2019, 12:00

Hi,
1. Yes, 2 months without interests are a loss of money. Feel free to demonstrate it's not true.
2. We can provide the data on a daily basis, as well. Not a big issue. If we receive a similar request we will be glad to provide the suggested loans each morning, or even upon request.
3. The testimonials are real, we cannot however publish the face of our clients as to their request. We are preparing video testimonials with some of our customers.

However, feel free not to believe, that's your choice. We provide a service, you can just not buy it and think it's not working.
We can demonstrate that it works, and our team members have years of experience in data analytics, artificial intelligence and finance.

As usual, available for any clarifications,
Mintos-signals' team.

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Re: https://mintos-signals.com/

Příspěvek od mintos_signals » 26 čer 2019, 12:06

In addition, we have provided access to yesterday's results, we have told you that we are open to discuss any question and to let you try our system and suggestions.
What else can we do?
If you still don't want to trust us, we totally understand. Not everyone is inclined to innovation and to understand the potential of artificial intelligence, and it is totally fine.
The results provided can be demonstrated and we can give you more test data if you want to try. If you can demonstrate that our system does not deliver the expected success rate we will be more than happy to review the results and get back on our steps. We are not perfect but so far our algorithms have proven to be successful, if it's not the case we will take back what we said and we could offer a prize if someone can demonstrate that the strategy does not deliver the expected precision.

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Re: https://mintos-signals.com/

Příspěvek od mintos_signals » 28 čer 2019, 13:26

Additional proof, from one of our portfolios:
As you can see the amount of current loans is 84.6% + grace period (so, still current) 5.2% = 89.8%
Obrázek


If you still do not believe after this proof, let me know what else we could do.

Best,
Mintos-Signals' Team

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Re: https://mintos-signals.com/

Příspěvek od mithrannin » 28 čer 2019, 14:31

That's not really impressive at all though.

Looking at my own portfolio, I'm at 84.1% current + 4.5% grace period => 88.6% current loans.

This is with investing about 10 minutes at the very beginning to set up some autoinvest and about 2 minutes weekly to manually rebalance my portfolio if needed.

Spending $11 monthly and having to spend significantly more time for potentially increasing my current ratio by about one percentage point seems like a crazy decision in all honesty.

Also as a data scientist, I'm seriously not impressed - from what I read I just assume that you dump loan data from mintos and run it through any machine learning algorithm, leading to an effective uplift of about ONE-TWO percentage points...

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Re: https://mintos-signals.com/

Příspěvek od mintos_signals » 29 čer 2019, 12:09

Looking at my own portfolio, I'm at 84.1% current + 4.5% grace period => 88.6% current loans.

This is with investing about 10 minutes at the very beginning to set up some autoinvest and about 2 minutes weekly to manually rebalance my portfolio if needed.
It seems that you are lucky, honestly, since "random picking" would lead to about 65% "current" rate.
Also as a data scientist, I'm seriously not impressed - from what I read I just assume that you dump loan data from mintos and run it through any machine learning algorithm, leading to an effective uplift of about ONE-TWO percentage points...
Even if it may seem so, this is not what we do. I cannot tell more as it is part of our IP but we the architecture is not the one you mention.

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