Napsal: 12 zář 2018, 20:13
Nejvíc mě trápí pokles úroků u půjček k dispozici na 10%... Výše úročené AI nechytá.
O P2P půjčkách, fintech a investicích.
Today we would like to welcome new country on board! From now you can invest in Russian short-term loans issued by Credit Star (owned by Aventus Group). Loans on the marketplace are listed in euros with 12% annual interest rate.
Although relatively new to the market, Credit Star has used Aventus Group’s knowledge, experience and FinTech solutions to successfully launch operations in Russia, in September of 2018. Credit Star offers short-term loans from 1 000 RUB to 30 000 RUB to Russian citizens. The company’s mission is to be locally known as an easy to use, transparent and reliable personal loan provider. Yet, the company is satisfied with the start and expects stable growth for the future.
Risk management is one of the most important tasks for PeerBerry, therefore, Aventus Group has signed Guarantee agreement which ensures to provide the additional collateral for these Russian loans. Accordingly, Credit Star offers a buyback guarantee for loans that are late for more than 60 days. Thus, investors could feel secured by double guarantee.
Taking into consideration legal requirements, investors are able to obtain exposure to Credit Star loans by investing in loans issued by Aventus Capital LLC.
You can find Credit Star's loans by choosing country or loan originator filters at a top of your invest page on PeerBerry. Please note that if you use auto-invest, then do not forget to update your auto-invest portfolio settings accordingly!
Poskytovatelé v poslední době přibývají solidním tempem a i úrokové sazby rostou. Problematické vidím zejména stáří poskytovatelů, vždy jsou to velmi mladé společnosti bez jakékoliv historie. Je krásné chlubit se 0% splátek po splatnosti, ale když jste v té době na trhu 3 měsíce...This week we let our maximalism play and, obviously, let the platform blossom to its full potential. Our team is delighted to introduce you not just one but two new loan originators from the Republic of Kazakhstan (Aventus Group). The most obvious advantage is that you will have more diversity and opportunities for investing on PeerBerry.
Kredit7.kz is one of the fastest growing short-term consumer lenders in Kazakhstan. The company has launched in October of 2017. During 2018, Kredit7 issued loans to more than 32 000 customers. The company ensures complete transparency for the clients, additionally, there are no hidden fees. At the end of 2018, its net loan portfolio amounted to EUR 1.3 million (where overdue is less than 90 days). Accordingly, the company expects stable growth in the future.
Kredit7 offers to invest in short-term Kazakhstan-issued loans of up to 352 EUR with a repayment deadline of 31 days on PeerBerry. The return on investment - 12 %. Taking into consideration legal requirements, investors are able to obtain exposure to Kredit7 loans by investing in loans issued by CJSC Aldega.
The other new loan originator is auto-leasing company Automoney.kz. The company operates in Kazakhstan since October of 2018. Since the beginning, car loans have reached highly demand in the market. The company issues car loans to individuals, with the right to drive and the leasing. The company seeks to use advanced European standards and values in the business. Every loan uses the car being financed as collateral. Additionally, to ensure their transparency and reliability they use new technologies: GPS-monitoring equipment is installed on every car. At the end of January of 2019, the overdue rate was 0%.
The average loan is 2,914 Eur. Car loans will range between 500 Eur and 12,000 Eur with terms from 3 to 36 months on the marketplace. The return on investment: from 12.2% to 13%.
Our platform offers a buyback guarantee for all loans that are late for more than 60 days.
I když měli parádní růst, tak si nemyslím, že budou hned po prvním roce ziskoví. Mintosu to taky pár let trvalo. Spíš by mě zajímala kvalita jednotlivých originatorů, mohli by k tomu něco zveřejnit přímo na svých stránkách aby trošku přidali na transparentnosti.