Robo.cash


K diskusím: Bondora; Bulkestate; Envestio; Fundingsecure; Grupeer; Housers; Lendy/Saving Stream; Lendermarket; Robo.cash; Swaper; Twino; Viainvest; Viventor;
Gixian
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Re: Robo.cash

Příspěvek od Gixian » 14 úno 2020, 09:28

Já stahl třetinu. O ty filipínské peníze jsem se nikdy ani nezačal bát (njn, jsem naivka), ale ovlivnilo mě co tu psala jejinka - ta akce s převodem (prodejem?) společnosti "na tajňačku" byla fakt zneklidnující.

Možná zůstatek ještě trochu stáhnu, třeba celkově na polovinu, ale odcházet se mi nechce - ten systém "dejte nám peníze a o nic se nestarejte, my to zařídíme" je mi hrozně sympatickej. Nadruhou stranu je ten stejnej systém strasně netransparentní a představuje ideální podmínky k provádění různých machinací ze strany provozovatele. :?

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Re: Robo.cash

Příspěvek od Robocash Support » 14 úno 2020, 11:47

Robo.cash updates its offer from Singapore!

We are happy to announce the changes in the product line on Robo.cash! The loan originator from Singapore, Robocash PTE Ltd. has updated its offer of commercial loans. The products will be introduced on the platform gradually starting from February, 2020.

The new offer will include:

-Commercial loans with a maturity period of 90 days and annual interest rate of 10%;

-Commercial loans with a maturity period of 180 days and annual interest rate of 10.5%;

-Commercial loans with a maturity period of 365 days and annual interest rate of 11%.

All loans will be listed in EUR and secured with a 100%-buyback guarantee. The first product to be introduced will be loans issued for 90 days. The rest are expected in March, 2020, together with the launch of the secondary market for loans lasting 365 days.

We would also like to inform you about the updates regarding the Cashback Campaign. Previously, we announced that our investors could earn a bonus of 0.5% of the amount invested in Singaporean loans as of February 29, 2020 to be paid between March 2-6, 2020.

As the investments in the Singaporean company of Robocash Group are strategically important for us, we have decided to additionally reward the investors who help our business grow. In gratitude for your trust, we are increasing the cashback bonus for these loans to 1%. All other conditions of the campaign remain the same.

To get the maximum benefit from the new opportunities, we recommend you to update your portfolios setting:

-the minimum interest rate at 10% and
-the maximum repayment period - at 365 days.

In two months since launch in December 2019, the volume of funds invested in Singapore has already made up 20% of all investments on the platform. With the further expansion of Robocash Group in Southeast Asia, the share of these loans on Robo.cash will be increasing as well. Take advantage of the new options for diversification and don’t miss the chance to earn cashback already in March investing in Singapore!
Zástupce platformy RoboCash

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Re: Robo.cash

Příspěvek od Robocash Support » 21 úno 2020, 05:53

Dear Investors,

We invite you to join our annual survey for P2P investors-2020! The survey aims to compile a portrait of European P2P investor.
It is completely anonymous and should only take you from 5 to 7 minutes to complete.

Thank you for your time!

https://forms.gle/43wLzwJEcvgt2oQ18
Zástupce platformy RoboCash

gulliver
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Re: Robo.cash

Příspěvek od gulliver » 05 bře 2020, 14:17

Jak zatím na této platformě válčite? :) Jinak v čem je to lepší/horší/jiné než třeba mintos?

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ch4
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Re: Robo.cash

Příspěvek od ch4 » 05 bře 2020, 22:38

gulliver píše:
05 bře 2020, 14:17
Jak zatím na této platformě válčite? :) Jinak v čem je to lepší/horší/jiné než třeba mintos?
Na platforme uz nejsem. Nicmene ve zkratce - Mintos je lepsi z hlediska moznosti diversifikace mezi ruzne poskytovatele, to na Robocash nejde - vsechno jsou to spolecnosti patrici pod Robocash (pokud jsem si nevsiml nejake zmeny v posledni dobe). Uprimne, tezko se mi hleda neco, v cem je Robocash lepsi. Snad jen, ze je jednodussi si vybrat do ceho investovat. Plus pokud si prectes par recenzi, tak zjistis, ze nekteri uzivatele maji problem s cash drag, nekteri ne. Ja jsem tento problem mel. Kdybych se mel rozhodovat, tak vzdy pujdu investovat v Mintos drive nez Robocash. A do Robocash nejdrive pote, co bych mel na Mintos takovou sumu, ze bych chtel diversifikovat na dalsi platformu.
CZK:Fundlift,Bondster,Upvest,Fingood
EUR:Mintos,Estateguru,Crowdestate,Bulkestate,Rendity,Viainvest,DoFinance,Grupeer
GBP:Alblrate,PropertyCrowd,Brickowner
Bonusy: viewtopic.php?f=40&t=134&p=2627#p2627

jejinka
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Re: Robo.cash

Příspěvek od jejinka » 05 bře 2020, 22:46

Registruješ se, nastavíš AI a můžeš na tu platformu zapomenout. Automaticky jde provádět i exit. To je hlavní výhoda. Někteří LO jsou jejich vlastní, ale ne všichni. V tom právě byla ta zrada, proč jsem já platformu v podstatě opustila. Prodali bez jakéhokoliv infa svoji dceřinku, ta se potom dostala do problémů a až ex post přiznali, že ji prodali a že tedy žádná skupinová garance například.

Gixian
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Re: Robo.cash

Příspěvek od Gixian » 06 bře 2020, 17:04

Přišlo dnes mailem:
We are informing you that due to recent changes in the legislation of Kazakhstan concerning microfinance activity, Robocash Group suspends operations of the loan originator LLP Z-Finance. From now on, lending services of the group in the country will be provided by LLP MFI Tez Finance. The company is a licensed microfinance institution listed in the register of the National Bank of the Republic of Kazakhstan. The status allows it to fully comply with the updated legislation and continue business activities of Robocash Group in the country. To mention, since 2015, the group has issued 117 mln EUR of loans and served 785,000 customers in Kazakhstan.

Taking into account these changes, LLP Z-Finance stops its activities on the platform Robo.cash. Investment opportunities from Kazakhstan will now be provided by LLP MFI Tez Finance. Its main product is PDL loans of up to 330 euro with the maturity period of up to 45 days. The conditions for investors remain the same. All loans will be listed in EUR and secured with a 100%-buyback guarantee from the lender. The expected net annual return for investors will be up to 12%.

Please note that all the current loans issued by LLP Z Finance will be served until they are closed. All the invested funds including the earned interest will be paid back to investors in due course set by the existing assignment agreements.
Tak jen doufám, že je to problém jen konrétně toho jejich poskytovatele, a né nějaké celkové utahování šroubů v Kazachstánu - na Mintosu mám v ID Finance docela dost a nerad bych jednou zjistil, že jim Kazachstánci odebrali licenci nebo něco. :|

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MirEgg
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Re: Robo.cash

Příspěvek od MirEgg » 08 bře 2020, 22:01

Gixian píše:
06 bře 2020, 17:04
Tak jen doufám, že je to problém jen konrétně toho jejich poskytovatele, a né nějaké celkové utahování šroubů v Kazachstánu - na Mintosu mám v ID Finance docela dost a nerad bych jednou zjistil, že jim Kazachstánci odebrali licenci nebo něco. :|
Fajn, tak už chápu ten výprodej ID KZ na SM :lol:

Gixian
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Re: Robo.cash

Příspěvek od Gixian » 20 bře 2020, 13:39

Odliv kapitálu je třeba řešit všude. :)
Robo.Cash píše:We are informing you that from today, we are increasing interest rates for investors to 14% for all products on Robo.cash - both consumer and commercial loans of any maturity. All the current loans will be offered with the new interest rate as well. Please update your portfolio settings accordingly.

We have been carefully monitoring the situation on the markets since the end of the last year and have been prepared for a possible negative scenario. As a result, our current operating results in the markets both in Europe and Asia have not been affected. In particular, there has been no decrease in the lending volumes of Robocash Group, which owns the P2P platform Robo.cash. On the contrary, compared to January 2020, the issuance volumes of the group have grown by 8.6% in February. The volume of loans granted in March has increased by 19.6% as compared to the same period in February. At the same time, we are continuously improving our scoring algorithms to evaluate borrowers even more accurately to foresee possible changes in their behaviour.

Nevertheless, we have observed rising concerns of investors due to the deterioration of the situation in the financial markets within the past two weeks. Taking into account the long-term plans of Robocash Group aimed at significant growth this year, expansion to new markets and launch of new products, we have decided to raise interest rates on Robo.cash, which is a strategically important funding source for the group.

Please note that the 100% buyback guarantee is preserved for all investments on the platform. All the commitments on purchased loans will be fulfilled in due order.

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Re: Robo.cash

Příspěvek od Robocash Support » 26 bře 2020, 03:20

Official statement of Robo.cash Founder on the current situation

Dear investors,

As today, most countries of the world have been exposed to the COVID-19 pandemic, this has led to uncertainties in the economy and raised many questions among investors. Given this, we would like to address the situation and provide an update on what impact it is having on our business.

To start with, I would like to note that the epidemic has not influenced the working process at Robocash Group, the parent company of our P2P platform. Despite the fact that the majority of our employees are now working remotely, they continue performing their functions with the 100% efficiency.

Concerning the business performance in individual countries, our companies in Russia, Vietnam, Indonesia and Kazakhstan, where the number of coronavirus cases is relatively low, keep working at the same pace and maintain the growth.

However, we have to admit that there has been a slowdown in the issuance volumes and customer demand in India this month, which has introduced the quarantine regime in at least 80 cities. As the people tend to spend less money now, the demand for short-term loans in the country has decreased.

A different picture is observed in Spain. The number of new customers of our lending service Prestamer.es has increased by nearly 40% in March compared to the same period last month. Nevertheless, the volume of loans it has granted this month has decreased by 0.5% driven by a stricter borrower selection. Ensuring the high-precision scoring of customers has always been a priority for us, but it is even more important now. Such an approach has allowed us to keep the rate of non-performing loans at an acceptable level so far.

Another significant aspect of risk management is keeping the performance of loan originators under control. As all of them are a part of the group, we have an opportunity to closely monitor their operation and take necessary measures in advance.

Depending on how the epidemic develops in the countries of our footprint, we may expect some slowdown in our growth, but we believe that this will be a temporary effect. We have big plans to develop in the existing and expand in the new markets this year and hope that investors will keep supporting us towards this goal. From our side, we still ensure the security of all investments on Robo.cash providing 100% buyback guarantee for consumer loans and a group guarantee for commercial loans.

I wish you to always make the right decisions and stay safe!

Sincerely,

Sergey Sedov,
Founder & CEO Robocash Group
Zástupce platformy RoboCash

Gixian
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Re: Robo.cash

Příspěvek od Gixian » 02 dub 2020, 18:15

Vcera mi naskocil masivni vykup, cca 1400e z 3000e co na platforme jeste mam. Pri neexistenci sekundaru potesi. :)

Prikaz k vyplate zadan, ted jeste jestli to nekdy odejde. (Platba poslana 28.3. se na robowebu stale zobrazuje jako "pending".)

adventura
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Re: Robo.cash

Příspěvek od adventura » 02 dub 2020, 19:05

Gixian píše:
02 dub 2020, 18:15
Vcera mi naskocil masivni vykup, cca 1400e z 3000e co na platforme jeste mam. Pri neexistenci sekundaru potesi. :)

Prikaz k vyplate zadan, ted jeste jestli to nekdy odejde. (Platba poslana 28.3. se na robowebu stale zobrazuje jako "pending".)
poslednich par tydnu jsem nekolikrat vybiral a bez problemu, snad do druheho dne penize prisly

Gixian
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Re: Robo.cash

Příspěvek od Gixian » 03 dub 2020, 18:29

adventura píše:
02 dub 2020, 19:05
Gixian píše:
02 dub 2020, 18:15
Vcera mi naskocil masivni vykup, cca 1400e z 3000e co na platforme jeste mam. Pri neexistenci sekundaru potesi. :)

Prikaz k vyplate zadan, ted jeste jestli to nekdy odejde. (Platba poslana 28.3. se na robowebu stale zobrazuje jako "pending".)
poslednich par tydnu jsem nekolikrat vybiral a bez problemu, snad do druheho dne penize prisly
Ok potvrzuji, platba je jiz na Revolutu. Ja blbec zapomnel, ze Robo.Cash neposila platby pod 50e (proto ta predchozi platba ne a ne prijit, az ted, s tou novou, vetsi castkou.)

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